Legal

Terms of service

The contract that governs use of the GeFi platform.

This document has not yet been reviewed by legal counsel. Final version to be published before public launch. Until then, use of the Service is on a best-efforts basis and subject to change.

Acceptance

By creating an account or accessing the Service, you agree to these terms.

Account & eligibility

You must be of legal age in your jurisdiction and not on any sanctions list. Institutional accounts must complete KYB.

Acceptable use

You may not use the Service to:

  • Process data you do not have a lawful basis to process.
  • Reverse-engineer model weights or violate the licence of any listed model.
  • Run prohibited workloads (mass surveillance, election manipulation, weapons targeting, etc.) — see the full Acceptable Use Policy for the complete list of prohibited categories, definitions, and examples.

Subscriptions & billing

  • Subscriptions auto-renew until cancelled.
  • Inference calls are metered; see docs.
  • Disputes must be raised within 60 days of the invoice.

Intellectual property

  • You retain ownership of any data you upload.
  • Model authors retain ownership of their model weights and licence them to you under their declared licence.
  • The platform code, brand, and aggregate audit infrastructure are owned by GeFi Ltd.

Liability & disclaimers

The Service is provided “as is”. To the maximum extent permitted by applicable law, GeFi disclaims all implied warranties and is not liable for indirect, incidental, or consequential losses, lost profits, or lost data. Nothing in these terms limits liability that cannot be limited by law (e.g. fraud, gross negligence, or death / personal injury caused by negligence).

Not financial advice

Important. GeFi is a marketplace and infrastructure platform for AI financial models. Nothing on gefi.io, app.gefi.io, in any model output, in any dashboard, or in any document we publish is financial, investment, legal, tax, accounting, or regulatory advice, and nothing constitutes a recommendation, solicitation, or offer to buy or sell any security, derivative, digital asset, or other financial instrument.

Model outputs are probabilistic and may be incomplete or wrong. You are solely responsible for:

  • Evaluating whether any model output is suitable for your use case, jurisdiction, and risk tolerance.
  • Obtaining independent professional advice before acting on any output.
  • Complying with all laws and regulations that apply to you, including licensing, market-conduct, AML, and consumer-protection rules.

GeFi is not a regulated investment adviser, broker-dealer, money transmitter, or virtual-asset service provider in any jurisdiction unless explicitly stated in writing for that jurisdiction.

Governing law

  • For customers contracting with GeFi Ltd. (UK entity): these terms are governed by the laws of England & Wales, and the courts of England & Wales have exclusive jurisdiction, save that mandatory consumer-protection rights in your country of residence are preserved.
  • For customers contracting with the GeFi US entity: these terms are governed by the laws of the State of Delaware, and the state and federal courts located in Delaware have exclusive jurisdiction, again subject to mandatory consumer-protection rights.

The contracting entity is identified on your invoice and in the order form.

Contact

Email legal@gefi.io for legal questions.